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Direct costs are mandatory expenses billed directly to the student and appear on the student bill. Tuition and fees vary based on a student's program, enrollment, and residency status. Students can view program-specific COAs by selecting their school and program.

Includes:

• Tuition and Fees
• Mandatory University Fees (for most on-campus programs), including:
  
  • Campus fees (technology fee, Student Government Association fee, UMB shuttle fee, student activities fee, student services fee, Campus Center infrastructure fee)
  • Matriculation fee (for incoming students)
  • Student accident insurance fee
• Student Health Insurance (charged to all full-time students unless proof of comparable coverage is provided; waivable through Student Health Insurance)
• Mandatory Program Fees (varies by program)

Indirect costs are expenses a student may reasonably incur while enrolled but are not directly billed to the student. These expenses vary from student to student based on program and personal circumstances. Accepted financial aid can be used to cover indirect expenses. Students who have accepted aid for indirect costs will receive a refund once all direct (billed) costs are paid in full each term.

Includes:

• Books, course materials, supplies, and equipment (such as textbooks, uniforms, and educational equipment)
• Licensure/certification costs (including costs for obtaining a license, certification, or first professional credential required by the program)
• Transportation (travel between home, school, and work, including clinical or program-related travel)
• Federal Direct Stafford Loan and Federal Direct Grad PLUS loan fees
• Living expenses